Carmel, Pebble Beach, Pacific Grove and Monterey real estate and homes for sale in California - Christina Danley, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
Featured Properties
MLS Search

Stay Connected
Twitter Facebook Linked-in YouTube






















































Special Offers
Welcome > Resources > Special Offers > Special Offers ...

Special Offers From Me To You! 

Just for you, I've assembled some Special Offers. Choose one or all! 

Are you a first time home buyer?
Buying your first home can be a daunting experience! Contact us for an in-depth, step-by-step guide to homeownership.
Read Complete Offer >

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Read Complete Offer >

Determining the Right Price to list your Property
Are you thinking of listing your home? In today's market it is critical to list your home at the right price on day 1.
Read Complete Offer >

Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Read Complete Offer >

Get Free Presentation On Our Home Marketing.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
Read Complete Offer >

Planning on putting your home on the market?
We have a complete seller's checklist on how you can prepare your home and wow those buyers!
Read Complete Offer >

Request My Free Relocation Package!
Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
Read Complete Offer >

Search my local Multiple Listing Service
Contact me for my very own, Sotheby's local multiple listing search tool.
Read Complete Offer >

Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Read Complete Offer >

What to bring to your loan appointment?
Getting a loan is a difficult process in today's market place. Contact me for a simple guide on how to prepare for your initial loan appointment.
Read Complete Offer >

About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:
Additional Info
Please Enter Your Comments.
Thank You For Your Feedback!
Send Latest Listings: What is this?
Send Latest News: What is this?

*Please note that fields marked with an asterisk are required.


Email With Confidence
Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >



Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Where are the highest median price homes in the United States currently located?

A 
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
See More Real Estate Trivia >


Print This Page Send To A Friend


Christina Danley, REALTOR®, real estate agent and broker for Carmel, Pebble Beach, Pacific Grove and Monterey, California home listings, property and land for sale - NUMBER1EXPERT

Christina Danley
Sotheby's International Realty

200 Clocktower Suite 100D
Carmel, CA 93923
Cell: 831-601-5355
Fax: 831-855-0210
christina.danley@sothebyshomes.com

Christina Danley ranked in the top 5% for all Monterey Peninsula Sotheby's Real Estate Agents in 2009, and top 20% for 2008. Christina has been a broker associate since 1987. Christina earned the Certified Residential Specialist (CRS) designation, which distinguishes a higher level of education in real estate and a professional affiliation affording up-to-the-minute industry information and local market knowledge. She is the proud receiver of the John Leo Award, in recognition of top sales volume within the Monterey County Association of Realtors, for 1998. She holds a lifetime limited service credential for California Community Colleges and was honored with the Papa Vince award for excellence in hospitality.

CRS ePro Equal Housing REALTOR


www.mbayrelo.com is brought to you by Christina Danley
NUMBER1EXPERT in real estate for Carmel, Pebble Beach, Pacific Grove and Monterey, California

Read Christina Danley's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.mbayrelo.com is brought to you by Christina Danley